Best ways to sell insurance data to AI companies
By Gareth HoyleLast updated How we research
In short
The best ways to sell insurance data to AI companies are a vetted broker such as Sell My Data To AI, or a license with Handshake AI, Mercor, micro1 or Endless Data. No buyer publishes an insurance-specific price. De-identified claims notes, underwriting referral rationale and policy wordings you drafted carry the value once health and fraud data is removed.
Key takeaways
- Handshake AI is best for underwriters with documented workflows.
- Mercor is best for insurers on mainstream cloud tools that want extraction handled.
- micro1 is best for established firms with 30 or more staff.
- Sell My Data To AI wrote this list and ranks itself first. The method section explains the criteria.
- Every entry's facts come from the company's own published terms, checked November 2026.
Insurers and brokers hold records of expert judgment applied to real cases: claims handling notes, underwriting referral notes explaining why risks were accepted, loaded or declined, policy wordings and claims playbooks. Our insurance data page lists the records buyers ask for.
No buyer we checked publishes an insurance price range. Handshake AI gives underwriting workflows as an example of the data it buys, Mercor names finance and insurance among its target industries, and micro1 asks for support tickets, CRM records and legal and compliance procedures.
Special category data is the first question. ICO guidance treats health data as special category data, and the Data Protection Act 2018 insurance condition covers insurance purposes, not licensing to a third party. Fraud allegations are criminal offense data with their own rules. Our UK GDPR, EU GDPR and CCPA guide covers lawful basis.
- 1
Sell My Data To AI
Best for insurers and brokers that need special category data checked first
Sell My Data To AI values claims, underwriting and policy wording records and brokers licenses with vetted AI buyers. Our eight-point seller vetting checks the privacy notice and lawful basis in force at collection and requires a documented de-identification method. You pay nothing to be assessed, approve every buyer, sample and license term, and agree the success fee in writing before any introduction. We do not take custody of your raw data.
- Fee to seller
- Nothing to be assessed. A success fee only when a deal completes, agreed in writing before any buyer introduction
- Seller vetting
- Eight-point standard, from authority to sign to manifest accuracy, before any buyer sees your data
- Buyer vetting
- Company identity, intended use, security and retention, onward transfer limits and, for larger deals, ability to pay
- Data custody
- No custody of raw data. Buyers see redacted samples under a mutual NDA
- Your control
- You approve every buyer, sample and license term, and can withdraw at any point before signing
- 2
Handshake AI
Best for underwriters with documented workflows
Handshake AI buys operational data from businesses and gives financial models, process documentation and underwriting workflows as finance examples. Its data partnerships page headlines $100,000 to more than $4 million and sets out a five-step process in which you agree which records are included and what sensitive information is excluded. It does not publish exclusivity, fees or payment timing.
- Published payout
- $100,000 to more than $4 million (headline). Its calculator shows estimates up to $100,000 and $400,000 to $800,000 or more
- Size requirement
- Not published. The calculator asks for employees, tools used and years in business
- Exclusivity
- Not published
- Fee to seller
- Not published
- Payment timing
- Not published. Payment follows delivery as the final process step
- 3
Mercor
Best for insurers on mainstream cloud tools that want extraction handled
Mercor pays businesses to license workflow data from more than 100 supported tools and names finance and insurance among its target industries. It says an automated process masks more than 60 categories of sensitive identifiers and no AI lab buyer sees raw data. ddiy.co reported Mercor's referral page listing $20,000 to $1.5 million by industry, and Mercor typically pays within 2 to 4 weeks of signing.
- Published payout
- Not published on mercor.com/data. ddiy.co reported Mercor's referral page listing $20,000 to $1.5 million by industry (October 2026)
- Size requirement
- Not published on mercor.com/data. Target industries include legal, healthcare, finance and insurance, professional services, manufacturing, retail, real estate and logistics
- Exclusivity
- Not published
- Fee to seller
- None. Mercor covers extraction, anonymization and transfer costs
- Payment timing
- Wire transfer after delivery, typically within 2 to 4 weeks of the signed agreement
- 4
micro1
Best for established firms with 30 or more staff
micro1 licenses operational records such as engineering documentation, finance SOPs, support tickets, CRM records and logistics workflows, and supplies them to AI labs and enterprises in the US and allied countries. Its data partnerships page publishes tiers from $100,000 to more than $3 million, asks for 30 or more full-time staff and mainly English records, and says micro1 removes or transforms personal information before sharing data.
- Published payout
- $100,000 to $500,000 (qualified partnerships), $500,000 to $3 million (large-scale or ongoing), more than $3 million (highly unique data). Agent trajectories listed at $1 million to $2 million a year
- Size requirement
- 30 or more full-time staff, mainly English records, US first, then the UK and Canada
- Exclusivity
- Not published
- Fee to seller
- None stated
- Payment timing
- Homepage says within 30 days of acceptance. FAQ says up to 30 days to review, then payment within 30 days of invoice
- 5
Endless Data
Best for firms that want health data excluded by rule
Endless Data licenses quotes, tickets, SOPs, handover notes and internal communications and places them with several AI labs on a non-exclusive license. Its site says it never licenses customer or client personal data or protected health information, and that regulated data lowers the offer. It advertises up to $4 million as an indicative estimate and charges the seller nothing.
- Published payout
- Up to $4 million (indicative estimate based on headcount, years of history and location)
- Size requirement
- Roughly 30 or more employees, several years of history, English documentation. US, UK and Canada prioritized
- Exclusivity
- Non-exclusive
- Fee to seller
- None. Endless is paid by the labs
- Payment timing
- Fixed sum agreed before data is shared, paid after signing, preparation and transfer. No date published
- 6
Scale AI
Best for carriers that want anonymization inside their own environment
Scale AI's data partnership program pays companies for structured, de-identified records from their operational systems and never takes the raw systems themselves. Its page gives an illustrative value of $10,000 to more than $1 million per partnership, prefers 40 or more employees and says Scale anonymizes data inside your environment, with per-package approval gates and partnerships designed for recurring revenue.
- Published payout
- $10,000 to more than $1 million per partnership (illustrative, scaling with cadence)
- Size requirement
- 40 or more employees preferred, assessed case by case
- Exclusivity
- Not published
- Fee to seller
- Not published
- Payment timing
- Not published. Scale says partnerships are designed for recurring revenue
- 7
Troveo
Best for firms that want income from repeated sales
Troveo is a licensing agent that licenses company data from chat, email, documents, CRM, finance and code platforms to AI buyers on your behalf, sharing revenue on every sale. Its business data page reports more than $20 million paid to licensors and more than 40 active buyers, says full-company deals start at six figures, charges no fees and asks for time-limited exclusivity.
- Published payout
- Typical full-company deals start at six figures. More than $20 million paid to licensors to date (Troveo figure)
- Size requirement
- Not published. Its estimator uses headcount (20 to 1,000 or more) and years trading (under 3 to 15 or more)
- Exclusivity
- Time-limited and has to be earned, with exit terms in the agreement
- Fee to seller
- None. No fees, setup costs or deductions from payouts
- Payment timing
- Revenue share on every sale. Timing set in the agreement, not published
How we ranked this list
Sell My Data To AI wrote this list and ranks itself first. We are a broker with a commercial interest in the result, and some companies below offer a service similar to ours. Read the order with that in mind.
For insurers and brokers we gave extra weight to buyers that name underwriting or insurance work in their published brief, and to those that exclude or strip health and personal data before use.
| Criterion | What we checked |
|---|---|
| Fit for the data type | Whether the company names this kind of record in its own published brief |
| Published terms | Whether payouts, size requirements and license terms appear on the company's own pages |
| Vetting | What checks the company says it runs on sellers, buyers or datasets before a sample changes hands |
| Exclusivity | Whether licenses are exclusive, non-exclusive or perpetual, and whether that is published |
| Fees | Whether the seller pays a fee or commission, and whether the rate is published |
| Payment timing | When sellers are paid, as stated by the company |
| Transparency | How much of the above you can confirm before a first call |
Every fact about another company comes from our profile of it in the data buyers directory, checked on that company's own pages in November 2026. Where a term is missing we write "Not published" rather than guess. After first place, the order reflects fit for a company selling or licensing its data, not a quality score, and we do not rate any company negatively.
We rank Sell My Data To AI first because this is our list and our service is built for this reader, not because we scored ourselves against the others. We are independent of the buyers we work with, and our terms are on our fees and how we vet pages so you can compare them line by line.
Frequently asked questions
Can an insurer sell claims data to AI companies?
Do insurance brokers own their client files?
Which AI buyers suit insurance records?
Sources
- What is special category data?, Information Commissioner's Office, accessed November 2026
- Data Protection Act 2018, Schedule 1, paragraph 20: insurance, legislation.gov.uk, accessed November 2026
- How to sell company data to AI companies (2026 guide), ddiy.co, accessed November 2026
- Data partnerships, Handshake, accessed November 2026
- Data monetization, Mercor, accessed November 2026
- Data partnerships, micro1, accessed November 2026
- Endless Data homepage and FAQ, Endless Data, accessed November 2026
- Data partnership, Scale AI, accessed November 2026
- Business data, Troveo, accessed November 2026